Personal Deposit Accounts

Money Market Account

The Money Market Account is an interest bearing account with the interest rate tiered according to the balance maintained. Interest is paid on all outstanding balances. The three tiers are:

• $0 to $9,999
• $10,000 to $24,999
• $25,000 and higher

The Money Market account allows six transfers per statement cycle with no more than three by check. Checks are available at no extra charge.

• No monthly service charge if $1000 minimum daily balance is maintained
• $8 monthly fee if minimum daily balance drops below $1000
• Free Internet Banking and Bill Pay for Consumers
• Unlimited check writing
• Overdraft protections if qualified
• ATM Card - VISA check card available (subject to credit approval)
• $5 fee to cover overdraft transfers from another account
• $5 fee per occurance for excessive withdrawals